Our Fleet
Insurance policies are available for businesses that run four or
more cars and/or commercial vehicles. This way of insuring
multiple vehicles can often work out far cheaper than insuring them
on an individual basis.
Apart from
savings in premium, another major advantage of Motor Fleet Insurance
is ease of administration. As it is only a single policy,
accordingly there would only be only one renewal date to
remember. |
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Kindly note that we are
unable to quote for: Taxis, private hire, couriers, haulage
or vehicles which are not used for commercial or business
purposes.
Standard Fleet
Insurance policies provide cover for any driver aged over the
age of 25 with an International license held for at least two years,
but this can be flexible if need be if younger or newer
drivers are required. Proposers must remember that as
with personal car insurance, driving convictions and/or claims
histories of all drivers must be declared to ensure that the
policy is valid and that proper cover is in place.
Additionally, in
most cases all drivers are entitled to drive all notified
vehicles. Amendments to the fleet such changes of
vehicles are simply requested during the course of the policy
as and when they arise, and an additional or return premium is
payable based on the time remaining on the policy.
Another
consideration to bear in mind for businesses is that of risk
management procedures to help reduce claims and consequently
lower premiums. Our motor fleet insurance policies are placed
through internationaly approved insurers and can be
arranged for company fleets of all sizes starting from as few
as four vehicles. If you are a first time fleet client
without an official "claims experience" you can still obtain a
competitive premium provided you have at least 3 years no
claims bonus from your standard private car or commercial
vehicle policies on each
vehicle. |